Notice on Up-front Mortgage Insurance Premium Refunds:
Due to the change in up-front mortgage insurance premiums (UFMIP), there may be an opportunity for FHA-to-FHA refinance borrowers to receive cash refunds for unearned MIP premiums that had been financed through their FHA-insured loan. FHA is now reviewing a process to provide the benefit of the unearned MIP to eligible borrowers. FHA will be releasing policy guidance shortly.
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