Do You Owe More on Your Home than it Appraises For?

Are you a Victim of Deceptive Predatory Lending Practices?

Is your Value of your home UPSIDE DOWN?

Find out if you may be a Victim of Mortgage Compliance Violations involving Predatory, Deceptive, Discriminatory and Unfair Lending and Servicing Practices.

These Unfair Lending Practices have placed thousands of HOMEOWNERS all over the United States into Non-Affordable Mortgage Programs.

Programs are now available that can perform a "Mortgage Loan Audit " that will identify multiple State and Federal Loan Transaction violations including, but not limited to, the Real Estate Settlement Procedures Act ("RESPA"), the Truth in Lending Act ("TILA"), the Fair Housing Act and the Equal Credit Opportunity Act ("ECOA") including "significant mortgage compliance violations" involving predatory, deceptive, discriminatory and unfair lending and servicing practices.

Your Mortgage Loan Audit gives leverage directly to Homeowners, Investors, and Borrowers that may have been cheated or taken advantage of by Deceptive Mortgage Brokers, Bankers and Lenders.

Homeowners are being victimized all over the country by Predatory Mortgage Lenders and Banks not acting in regulatory compliance, charging excessive loan fees to borrowers, and in many cases utilizing Fraudulent, Abusive, Discriminatory, Deceptive Lending Practices.

If you suspect that you may be a victim, and were placed into a Non-Affordable Mortgage, paid excessive fees or were taken advantage of by your Lender, principal mortgage reduction attorneys and staff will help give you the leverage needed to fight back against the lenders, this leverage will help get you an affordable resolution offer from the lender based on our documented findings.

In many audit cases, the Debt to Income (DTI) ratio on a loan transaction at time of settlement exceeds 50%, making the loan predatory. In most cases it is found that the Loan Originator inflated your income on the Uniform Residential Loan Application (form 1003).

A new underwriting review of your closed loan transaction can be performed based on your actual gross monthly income average for the two year time period prior to the date of settlement to verify your actual DTI; to determine if in fact you were placed into a Non-Affordable Mortgage Payment Program.

Your mortgage documentation will be reviewed and a Qualified Written Request (QWR) of documented findings can be submitted on your behalf to your Lender including an Addendum relating to servicing related criteria.

The Lender will have 20 business days per RESPA to respond to the written request and 60 business days to resolve/settle this matter.

At Real Finance Solutions one of our Missions is to help Protect the "American Dream of Home Ownership". We work with a principal mortgage reduction company that can offer a no obligation, free initial consultation to homeowners.

We welcome the opportunity to talk with you and to discuss how we may assist in getting you an Affordable Resolution.

For a free consultation email support@realfinancesolutions.com or visit http://boyd.rfsconsultant.com/ and complete the Free Consultation Application for a consultant to contact you.